SENATE COMMITTEE ON COMMERCE AND LABOR

February 08, 2008 Hearing Room B

10:00 AM Tapes 1 – 2

MEMBERS PRESENT: Sen. Ben Westlund, Chair

Sen. Gary George, Vice-Chair

Sen. Richard Devlin

Sen. Floyd Prozanski

MEMBER EXCUSED: Sen. Jackie Winters

MEMBER VISITING: Rep. Paul Holvey

STAFF PRESENT: Theresa Van Winkle, Committee Administrator

Graham Coslett, Committee Assistant

Measures or Issues Heard: Adoption of Committee Rules – Organizational Meeting

SB 1063 – Public Hearing and Work Session

SB 1064 – Public Hearing and Work Session

SB 1090 - Public Hearing

This tape log is in compliance with Senate and House Rules. For complete contents, please refer to the cassette tapes.

TAPE # AND SIDE	COUNTER NUMBER	BRIEF DESCRIPTION OF SUBJECT MATTER OR CHANGE IN SPEAKER
1A	006	Chair Westlund calls the meeting to order at 10:03 a.m.
Adoption of Committee Rules - ORGANIZATIONAL MEETING
	017	Theresa Van Winkle, Committee Administrator (EXHIBIT A)
	018	MOTION: Sen. Prozanski moves to ADOPT the proposed Committee Rules dated 2/8/08.
		VOTE: 3-0-2 EXCUSED: 2 - Sen. Devlin, Sen. Winters
		Chair Westlund, hearing no objection, declares the motion CARRIED.
	022	Chair Westlund
	027	Ms. Van Winkle (EXHIBIT B)
	031	MOTION: Sen. Devlin moves incorporation of 2/6/08 unofficial meeting testimony.
	034	VOTE: 4-0-1 EXCUSED: 1 - Sen. Winters
		Chair Westlund, hearing no objection, declares the motion CARRIED.
SB 1063 - Public hearing
	037	Chair Westlund
	041	Stephen Kafoury, Oregon Remodelers Association
	065	Chair Westlund
	066	Sen. Prozanski
	070	Mr. Kafoury
	073	Rep. Holvey
	078	Chair Westlund
SB 1063 - WORK SESSION
	090	MOTION: Sen. Prozanski moves SB 1063 to the floor with a DO PASS recommendation.
	091	VOTE: 4-0-1 EXCUSED: 1 - Sen. Winters
		Chair Westlund, hearing no objection, declares the motion CARRIED. SEN. WINTERS will lead discussion on the floor.
	095	Sen. Prozanski
	096	Chair Westlund
SB 1064 – PUBLIC HEARING
	101	Sen. Devlin
	106	Chair Westlund
SB 1064 – WORK SESSION
	108	Theresa Van Winkle, Committee Administrator (EXHIBIT C)
	112	MOTION: Sen. George moves to ADOPT SB 1064-1 amendments dated 2/4/08.
	114	VOTE: 4-0-1 EXCUSED: 1 - Sen. Winters
		Chair Westlund, hearing no objection, declares the motion CARRIED.
	115	MOTION: George moves SB 1064 to the floor with a DO PASS AS AMENDED recommendation and BE REFERRED to the Committee on Ways and Means by prior reference.
	117	VOTE: 4-0-1 EXCUSED: 1 - Sen. Winters
		Chair Westlund, hearing no objection, declares the motion CARRIED.
SB 1090 – PUBLIC HEARING
	120	Chair Westlund (EXHIBIT D)
	138	Cory Streisinger, Director of the Department of Consumer and Business Services
	153	Chair Westlund
1A	155	Ms. Streisinger
	219	Sen. Devlin
	225	Ms. Streisinger
	237	Sen. Devlin
	245	Chair Westlund
	248	Ms. Streisinger
	251	Paul Cosgrove, Oregon Financial Services Association (EXHIBIT E)
	307	Chair Westlund
	309	Mr. Cosgrove
	375	Chair Westlund
	384	Mr. Cosgrove
	394	Chair Westlund
	399	Sen. George
	407	Mr. Cosgrove
	416	Sen. George
	429	Mr. Cosgrove
2A	008	Chair Westlund
	012	Linda Navarro, Oregon Bankers Association
	031	Chair Westlund
	034	Melissa Briggs, Counsel for Oregon Bankers Association
	075	Chair Westlund
	078	Sen. George
	082	Ms. Briggs
	084	Sen. George
	085	Ms. Briggs
	088	Steve Way, President and CEO, Silver Falls Bank
	123	Chair Westlund
	124	Rep. Holvey
	134	Chair Westlund
	137	Mr. Way
	142	Ms. Navarro
	212	Chair Westlund
	213	Sen. Devlin
	236	Ms. Navarro
	274	Chair Westlund
	275	Sen. George
	280	Ms. Navarro
	297	Sen. George
2A	299	Ms. Navarro
	305	Chair Westlund
	315	Sen. George
	317	Chair Westlund
	334	Speaker of the House Jeff Merkley
1B	003	Speaker Merkley continues
	022	Chair Westlund
	032	Speaker Merkley
	035	Chair Westlund
	041	Julie Morris, CEO, Willamette Communications
	052	Chair Westlund
	053	Ms. Morris
	075	Gretchen Buehner, real estate attorney
	155	Chair Westlund
	158	Shane Jackson, Oregon Coalition of Mortgage Originators
	186	Chair Westlund
	193	Rick Bennett, Director of Government Relations, AARP
	239	Chair Westlund
	240	Mr. Bennett
	250	Chair Westlund
	253	Uriah King, Center for Responsible Lending
	259	Matt Wallace, Oregon State Public Interest Research Group (OSPIRG)
	365	Sen. Prozanski
	371	Mr. Bennett
	373	Sen. Prozanski
	374	Mr. Bennett
	380	Sen. Devlin
	384	Chair Westlund
	425	Jana Jarvis, Oregon Association of Realtors
	433	John Baker
2B	007	Baker continues
	089	Chair Westlund
	091	Ms. Jarvis
	112	Chair Westlund
	120	Kelly Gardner, President and CEO, Pinnacle Mortgage (EXHIBIT F)
	146	Kristina Foster, 1^st American Title
	163	Chair Westlund
2B	169	Ms. Foster
	172	Chair Westlund
	174	Ms. Foster
	176	Chair Westlund
	177	Ms. Foster
	181	Chair Westlund
	182	Scott Oliver, The Mortgage Consultants, Inc.
	193	Chair Westlund
	194	Mr. Oliver
	225	Chair Westlund
	228	Sen. George
	238	Mr. Oliver
	252	Chair Westlund
	257	Linda McKinney, member, ACORN
	258	Chair Westlund
	260	Ms. McKinney
	288	Keith Karnes, attorney
	327	Arthur Towers, Political Director, SEIU
	362	Chair Westlund
	366	Ms. McKinney
	372	John McCulley, Oregon Association of Mortgage Professionals
	385	Chair Westlund
	388	Sen. George
The following prepared testimony is submitted for the record without public testimony:
		Tom Potter, Mayor of Portland, et al. (EXHIBIT G)
		Our Oregon (EXHIBIT H)
		Michael Burdick, Portland resident (EXHIBIT I)
	401	Chair Westlund adjourns the meeting at 12:01 p.m.

EXHIBIT SUMMARY

1. Rules, Committee, staff, 3 pp
2. Rules, 2/6/08 unofficial meeting testimony and tapes (A & B), staff, 19 pp
3. SB 1064, -1 amendments, staff, 1 p
4. SB 1090, -1 amendments, staff, 15 pp
5. SB 1090, written testimony, Paul Cosgrove, 1 p
6. SB 1090, written testimony, Kelly Gardner, 58 pp
7. SB 1090, written testimony of Tom Potter et al., staff, 2 pp
8. SB 1090, written testimony of Our Oregon, staff, 1 p
9. SB 1090, written testimony of Michael Burdick, 1 p